Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker not a lender.
Cash Reserve UK
Get a loan between £100 & £10,000*
Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total. Rates from 45.3% APR to 1721% APR.A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from the lender.
We can help you find the right loan
Compare our loans
Cash Reserve UK processes thousands of applications every day for people just like you. We have great relationships with leading lenders and also have some of the smaller ones too. Choose your loan amount, and for how long and we'll provide you with a great lender.
Cash Reserve UK is a loan website who operate solely online and we exclusively work online helping customers secure loans. We are registered with the Financial Conduct Authority (FCA) and we are registered with the Information Commissioner's Office for data protection.
We work hard to ensure we treat all our customers fairly, we do not encourage people with bad credit or debt to carry on taking out new loans, the application process is completely clear, open and honest with no hidden fees or charges.
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How much can customers borrow?
How long can the loan last?
Can I repay in instalments?
Cash Reserve UK
How much can customers borrow?
Up to £10,000*
How long can the loan last?
18 months
Can I repay in instalments?
Yes
Other Lenders
Up to £800
6 months
No
Please note: we are NOT a lender - we are a licensed broker working with our pick of direct lenders in the market, to find you a loan. Our FREE quoting service compares more than 40 lenders and brokers quickly and finds you the loan most suitable to your needs today.
1
Apply online
Complete our simple application in 5 minutes
2
Application confirmation
Application is reviewed and verified
3
Receive funds
If accepted funds are deposited into your bank account
Reasons to apply
Pay off unexpected bills
Emergency car repairs
Avoid relying on others for financial help
Emergency house repairs
Receive a decision in minutes
Access to a range of lenders
Cash Reserve UK
Collection practices
If for any reason you think you will be unable to meet the arranged repayments, or that there may be difficulty repaying any part of your loan then you must contact the provider of your loan directly as soon as possible.
Getting in touch with your lender will give you the best opportunity to perhaps reschedule your loan repayments or discuss further potential options in further detail to avoid adverse action. Changing your repayments of your loan amount could incur further charges or interest. The details which can only be discussed directly with the lender. If no attempt is made to contact such lender, and update them on any circumstantial changes or make the lender aware of difficulty in paying back what you owe; they will then reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the debt.
Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to then attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.
Cash Reserve UK
Things to remember
Don't borrow money if you know you will struggle to pay it back
Don't ignore the situation, contact your lender as your first port of call
Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score. This may negatively impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions.
If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgments), or attempt to enforce, the lenders rights against you under your agreement.